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Good morning. I am Loren, a licensed attorney, and I look forward to assisting you.
Are you aware of any unrepaid loans you may have?
There is a very common scam in which people are contacted by con artists over the telephone and told they owe an old payday loan and if it is not repaid immediately, often over the phone, you will be prosecuted criminally and civilly.
You can not be prosecuted criminally for not repaying a loan and if you do not recall this loan then it is likely one of these scams.
This is especially true if they refuse to send written documentation of the unpaid loan to you.
Report them to the police and then ignore them.
I hope this is helpful. If you have more follow up questions please let me know. It is never a problem.
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