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Hello, my name is ***** ***** I will try to help you. Please remember I just report or interpret the law, so the outcome may not be what you hoped for.
Who is charter, a cable company? Have you checked to see if internet service is available through your telephone network?
what city are you located in?
There are satellite services that offer internet services but I could not tell you if they are less expensive than what Charter offers. Hughes offers such services. Here is a link to their website. http://internet.hughesnet.com/ You also do a google search for other satellite companies.
Charter would not be considered a monopoly because they compete with internet service available through land lines and cable tv. You might also check with your wireless phone service. Cell phones offer internet access through the wireless telephone network. I hope this was of assistance.
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You are correct I did not understand that they provided everything. You should try to contact the satellite companies because they do not need any existing connection to provide their service. If Charter is the only source of telephone service then I suggest you complain to the CA Public Utilities Commission. They may be able to help you or inform you of an alternative for some of the services. Here is a link to their site. http://www.cpuc.ca.gov/PUC/telco/
I do not know anything else I could offer.