Hi, thanks for submitting your question today. My name is John. I have over 13 years of legal and consulting experience in this area. I’m happy to assist you with your question today.
No, unfortunately you, personally, are responsible for that debt unless and until the medical provider makes a deal that the fiduciary payment is full and final payment for services. When a medical provider makes a deal with an insurer or self insured to accept their payment for services they generally have a specific price negotiated for everything in advance. The insurer then cannot just change that and have it be binding on the provider; that would breach their contract
. So it's as if you went there uninsured unless they come to an alternate agreement. That being said, I wouldn't make payment on it just yet. You may want to inquire with the fiduciary as to what they plan to do with un-resolved debts. They may possible take those to bankruptcy
court for discharge, in which case that would wipe away any obligation.
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