Hello and thanks for submitting this question. Most business services such as yours do not require any state or federal licenses or permits. Whether or not you wish to incorporate, of limit personal liability through an LLC is a decision that you make yourself. No particular business format is mandatory. Use of an assumed business name usually requires filing a simple form with your local county recorder which states who the actual person behind the name is. Also, check into Errors and Omissions insurance just in case one of your agents does something terribly wrong. You're not in the area of retail sales, so no sales tax filings have to be made. You can start it up and when It gets big enough and generates enough money, then get legal and accounting organization done.
I hope that this information is helpful. If not, and you need further information, please do not rate this Answer and just send me a Reply asking for clarification. After that, I hope you will enter a positive rating so that I will be compensated for assisting you. Also, be sure to verify this information with a local attorney who is familiar with your local laws and procedures. Thanks again for using Pearl.Com- Just Answer. Your business is appreciated.
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).