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What I'm looking for this time is a law number.
The issue is in a HOA where you cannot conduct commercial activity. I would think that would mean that you cannot run a car repair facility or a cabinet company where you build cabinets in your garage.
just so you'll know generally laws are restrictive and not permissive. So generally you can do something unless a law restricts you. There is no state law that restricts you from having a home office. Especially if you do not have employees, customers coming in, manufacturing, storage etc. If it's home office type of activity then state law does not restrict you.
The exact term in the restrictions is "No commercial activity or use shall be conducted on or from any lot within the subdivision"
you are correct in your assumption although a private association may prohibit its members from certain types of activities that it considers to be disruptive
I would interpret this to mean what you had noted
As mentioned, this is a phone that would ring inside my house, within a 3 acre lot. No disruption could occur to anyone.
I can't imagine that it would pose a problem. In addition they would have no way of knowing what you are doing inside your home since they do not have the permission to enter your home
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