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Hi there. First, this is not a criminal issue; rather, it is a civil issue and you have no risk of criminal prosecution for this. Second, you no longer owe the debt. Pursuant to Fla. Stat. Ann. § 95.011 et. seq., the statute of limitations on a credit card debt is 4 years. Beyond that period, the statute of limitations gives you an absolute defense to any obligation to pay this debt. If any collection agency contacts you regarding this, send them a certified, return receipt requested letter explaining that statute of limitations has run, that as a result you no longer owe this debt and demand they immediately cease and desist all further efforts to contact you and/or anyone else to collect this debt. Inform them that any efforts to do otherwise will constitute a violation of the Fair Debt Collection Practices
Act and that you will report each and every violation to the Federal Trade Commission. Each violation carries at least a $1,000 fine, so that should be the end of things for you.
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