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I have a default judgement and have received a creditors examination to appear.
Can the judgement be set aside in Ariz?
If I go through examination, what can happen?
Is bancrupcy an option?
On what basis would you set aside the judgment? Were you served with a summon and complained and then with a motion for default judgment? If you were not then you need to look at the service of process affidavit and see what address and/or who was served.
as far the examination, it is a court-ordered meeting between you and the judgment creditor to determine whether you have any ability to pay the judgment and decide how you will pay the judgment.. The judgment creditor will want to know about your income, savings, property and other financial information. In addition, your bank and/or employer may also have to give information to the creditor and the court. You can make arrangements to pay the creditor, your property can be sold, or your wages can be garnished.
Bankruptcy may be an option. It depends on the underlying debt and your current overall financial well being. If it turns out that bankruptcy is an option and you cannot come to a satisfying payment plan that you should consider filing for one as as practicable.
if you cannot afford a bankruptcy attorney Arizona has a number of legal organizations that may be able to help. Check out this link: http://azlawhelp.org/viewresults.cfm?mc=4&sc=25
there is a Bankruptcy Hotline 230 N. First Ave, Phoenix, AZ 85003 Phone Number: Toll Free:(NNN) NNN-NNNN/p>
also the Volunteer Lawyers Program - Apache, Cochise, Gila, Graham, Greenlee, Pinal, Navajo and Santa Cruz Counties 64 E. Broadway Blvd, Tucson, AZ 85701 Phone Number:(NNN) NNN-NNNNbr/>Toll Free:(NNN) NNN-NNNNext. 4176
and finally Volunteer Lawyers Program - Pima County 2343 E Broadway Blvd, Suite 200, Tucson, AZ 85719 Phone Number:(NNN) NNN-NNNNbr/>Toll Free:(NNN) NNN-NNNN/p>
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