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yes, thats correct. i received a statement every month showing 9019 as balance and it had no other fees and 0 in interest area. all my credit reports showed 9019 as the balance
no there is no payment due date
yes they do
dont know i have to look. i was going to start making the regular payments to pay off the 9019 that was continuously stated but now they tacked on 11,000 more in interest. thats what im fighting about because the bills they sent me say 0 interest on it
i have to find the loan agreement. havent looked at it in years but if they were charging me interest wouldnt they have had to show it on my monthly statements they were sending me. and shouldnt they have shown the loan principal growing because i wouldv done something about it this is like a shock that came out of nowhere
i received a modification agreement from them because i oriignaly asked for a lower interest rate to pay off the balance. they sent me an agreement stating my balance is 9019, and my new payment is 372/month for 30 months. they say nothing about the additional 11,000 in interest. it also says after the 30th payment there is a final payment amount to be determined. im going to ask what that is but if they sent me the agreement like this im assuming this is all i owe. what do you think
im going to ask what a final payment means but if i owed the 22,000 that they originally said, they would have had to put that as the amount owed, is that corrrect? and the payments would of course be over a longer period of time