Welcome! My goal is to do my very best to understand your situation and to provide a full and complete answer for you.
Good morning. Do you have a security interest in the vehicle?
yes i do he only paid 500 down and never did any other payments his phone is off and gave me wrong address where he suppose to be living
Thanks. You can then go take the car yourself (or have a repossession company repossess it for you). I have provided you the actual statute giving you this authority below. In doing the repossession, you are not allowed to breach the peace and you are not allowed to break and enter to get the vehicle.
(a) A debtor, any secondary obligor, or any other secured party or lienholder may redeem collateral.
(b) To redeem collateral, a person shall tender:
(1) fulfillment of all obligations secured by the collateral; and
(2) the reasonable expenses and attorneys' fees described in Section 9.615(a)(1).
(c) A redemption may occur at any time before a secured party:
(1) has collected collateral under Section 9.607;
(2) has disposed of collateral or entered into a contract for its disposition under Section 9.610; or
(3) has accepted collateral in full or partial satisfaction of the obligation it secures under Section 9.622.
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Thanks for allowing me to be of service to you. Please beaware that the information provided here is not legal advice. Rather it issimply general information. All states have intricacies in their laws and anyinformation given is simply information only and specifically is notintended to be, nor does it constitute, legaladvice. This communication does not establish an attorney-client relationshipwith you. I hope this answer has been helpful to you.
and iassume if he late more than 24 hours that can be considered in default? right ?
how do i give him a notice of default if i have no way to get in touch with him ?
thanks certifed mail right ?
thanks certified mail right ?
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