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Have you reviewed the terms of your policy to see what it says about the repairs being done by the insured rather than a professional contractor?
No, actually I haven't, I guess that's where I need to start!
Yes that is where you need to start. Most policies presuppose that a professional contractor will make the repairs. If there is nothing in your policy that prevents you from doing the work, you can attempt to negotiate an agreement with the insurance company. I would suggest that you offer an independent inspector to inspect the work and verify that it was properly done.
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This communication is not intended as legal advice. A local attorney should always be consulted for legal advice. No client/attorney relationship is intended or created by this communication.