Recent Feedback
someone bought an insurance for his new car, the company said he has to pay the insurance fee before 15th midnight. he sent his money by mail to the company, the company received money in 17th, but in 16th he had a car accident.should the insurance pay for his accident?i am a college student need brief this case use IRAC format, what kind of issue and rules(in business law) can i use. What's the application and conclusion? should i use the mail box and contract rules?
Optional Information: State/Country relating to question: California Already Tried: ask a question
Good afternoon. Yes, the insurance company must pay the claim. The state insurance code requires an automatic 30-day binder on insurance and mandates that the insurance company can not cancel the policy without formal notice to the policy holder which contains a cancellation notice and an opportunity to cure.
I hope this has given you information that has beenhelpful to you. If the information seems more general than specific, please beaware that we are only allowed to provide information and not specific advice. If you have a follow-up question, pleaseremember that there might be a delay between your follow up questions and myanswers because I may be helping others or taking a break. If you need additional clarification on thisquestion, please do not hesitate to click Reply and I will be happy to do whatI can to help you further. Thanks for allowing me to be of service to you. Pleasebe aware that the information provided here is not legal advice. Rather it issimply general information. All states have intricacies in their laws andany information given is simply information only and specifically is notintended to be, nor does it constitute, legal advice. This communication doesnot establish an attorney-client relationship with you. I hope this answer has been helpful toyou.
can you give me some rules from business law so i can brief my case
This is basic contract law governed by the California Insurance Code. The regulation and rules governing an insurance contract can be found at: http://www.leginfo.ca.gov/cgi-bin/calawquery?codesection=ins. This should provide you all the information you need to brief your case.