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Based on that language, if your claim falls under the small claims court limits, you can go to court and skip arbitration.
If you tell me how much they owe you, I can give a definite answer as to whether you qualify for New Jersey smalls claims jurisdiction.
In all honesty, greed. It comes from greed and vengeance. *sigh*
Ok, now I'll let those go and be realistic...
I'm getting fees of at least $300 bucks from the bank, plus my paycheck that is coming in isn't going to be able to cover the negative balance so I'm likely to be negative until next week. So in truth, it will be about $1500 on top of the $408.30 that I will ask for.
Can't I ask for punitive damages or some such? Or do you need to have exact numbers (and backing documentation) in small claims court?
I feel that.
Since you are suing over a contract, punitives aren't allowed (only contract cases involving the mishandling of dead bodies open the door to punitives in some states).
You can get all that you are asking for, to include any and all NSF fees, the cost of your time and anything else you can prove. Even in small claims court, you need to have documentation of your losses.
Yes. Understand that I need to have documentation of all...and will.
So, I'm in CA...will I be able to skip arbitration and take them to Small Claims court?
These guys won't settle. It's very personal for them. They are out to "teach me a lesson" (this kerfluffle started around another matter and b/c they couldn't win that one, they reacted by withholding my check and then finally stopping payment. It's all about control for them). I have everything in email.
I admit that perhaps my stubborness is biting me in the ass, but this is ridiculous and completely malicious at this point. And I'm tired of people messing with me, plus it's the principle of the thing, really. *sigh*
Thanks for your time.
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