This is an continuation to this string of questions.
As it turns out this is a commercial dept collection company (mpanda.net). I sent them an offer for about $ 3,700.00 less than the total bill. Deductions (in round numbers) $1,000.00 for late fee, $1,000.00 for on site supervision of new sub to finish (supervisor always on site so customer does not have to be there or monitor job, company policy for years, $500.00 my time to locate new sub and parts, $300.00 for painting repaired items and about $ 1,000 for the new sub and parts. Total bill from original sub
My offer $7,430.00 Their offer $ 8,891.00.
After one round I told them my offer was the only and final offer.
Their reply was that they will not accept the offer that they are going to have their investigator notify the homeowner that a lien will be placed on the home.
The also said that they are going to place this account on D & B for collections.
So my questions are, would all these deductions fly in front of a judge, can they place a lien (I know it will not be valid) on the home and is this something I can have overturned myself and since there is no real credit card, bank loan whatever, can they place this on D$B for collections?
In addition this company has told me they are going to have an investigator go to my bank, my neighbor, request records from me, go to my clients house etc. You spoke to this in an earlier letter.
They also called and said at the cabinet sub requested I am not to call or contract him. Basically they accused my of trying to make contact, which I did not. I think this is just a tactic from the collection company.
I am rolling the dice here, but there is about $1,500.00 difference between my offer and his, but I think it will cost him that much to go to court. For me, if I am going to lose $1,500.00 I would just as soon give it to the attorney. I am gambling that his patience will run short and he will, in time, accept the offer.