Hello and thank you for allowing me the opportunity to assist you.
I'm sorry to say that if you stopped paying your mortgage, then the lender had a right to go after your assets to repay your debt. Ordinarily, the lender would foreclose on the property, but if the house was demolished then there's probably not much value in the property.
If you had insurance on the house that should have covered the vandalism, then you may have reason to sue due to a breach of contract
. I can't say for sure since I don't have all of the facts, nor do I have your policy to review. I suggest that you either hire a lawyer, or, if you can't afford one, then contact local legal aid. You'd generally need a lawyer in PA since that is where the house was located.
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: Please be aware that only an attorney licensed in your state is authorized to advise you in legal matters, and that the limitations of this setting may prevent your legal issues from being thoroughly addressed. Accordingly, please understand that (1) by answering your question(s) I am not acting as your attorney, (2) my answer(s) should be construed as general information only, and (3) our discussion is not an adequate substitute for an in-person consultation with an attorney.