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I am really sorry but there is no legal term of "four quarters".This can mean the four quarters of a calendar or fiscal year in business or obviously it can mean having four quarter coins but there is no legal term with respect to a credit card debt relating to "four quarters".
I need to know specifically how it was used in your case to be able to offer an explanation. You keep saying I didn't answer or that it was incomplete but I still have no idea what or how this was used in a legal case.
You must be misunderstanding the term that was used since there is no such term as "fore (or four) quarter" used in that situation. The defense would not be the one to dismiss the case as it would be the plaintiff who would dismiss if there wasn't enough evidence. The defense doesn't have to prove the case as that is the job of the plaintiff.
I have tried to think of what it may be that you are referring to but I just have never heard or do I know of the term "fore quarter" used in any legal way. If you have anything in writing saying this I would like to know what the complete sentences says. I will continue to try to help if you can provide more information.