I elected arbitration against a credit card company that has initiated a suit against me.
I did not receive a dunning letter and was unaware of the issue until I got served.
I responded immediately to the debt collector with a verification of debt letter, stating I wanted to elect arbitration. I attached the contract
which states either party can elect and thus waive their right to civil action.
I then sent a motion to the court to dismiss or stay, that I had elected arbitration, and that the court compel the plaintiff to initiate arbitration.
The debt collector responded to the court by requesting defendent, me, iniitiate arbitration.
The judge replied that I was prohibited due to equitable estoppel then refused to send the case to arbitration.
Can I respond to the Judges decision with a Motion to Reconsider?
How long do I have to submit a Motion to Reconsider?
I am in Arizona, Maricopa County dealing with a Justice Court issue.