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I swear I am almost done lol... Going back to the last question, do I have a right to recieve proof of the debt they claim to have? If i request proof, do they have to send it to me? If they can not produce proof of debt, do I then have to pay it? Last but not least, since they made it impossible for me to pay them by closing down, wouldn't I still be only liable for the $145 and not the full amount? With that said, to be able to collect the debt wouldn't they need to produce the original post dated check that they had onfile at that time? If it is at the point that I do have to pay this wouldn't I want to request that they give back the contract and post dated check, that is if they actually have them?
Thanks for getting back so quickly, I believe this is the last of the questions I have at this point. Even though it is not looking good in my favor I do feel better knowing that I am not just going in blind and just settling with out knowing my rights and what I am obligated to.
I am sorry it did not accept your answer right away I have been busy and forgot. Thank you for your help and quick response.