Usually, the "lender" owns the vehicle. However, if the lease actually is between you and the dealer (highly unlikely), then whomever purchased the dealer's contracts owns the vehicle.
In the event that the dealer filed a Chapter 7 bankruptcy, then the bankruptcy trustee would own the vehicle.
Hope this helps.
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The dealer is in New Jersey; I since moved to New York. I have not gotten any notice as to who the new contract holder is---probably because of the move. I called the financing company (agent of the Lease Holder) and they sent me to my nearest dealership. I called and they cannot find the records but would like to sell me the car (for a commission?). How can they sell me a car they don't own? On the Leased Vehicle Registration, the lease holder is named. What is a lease holder?
No one can sell you a car that they don't own, because they don't own it!
The "lease holder" is the owner of the vehicle. That's who you must deal with.
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