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This would be in Nebraska. Here's the question I listed in my previous statement:
If I were to dispute the transaction on my credit card, and not pay this portion on my card bill at the end of the month, what are the biggest legal ramifications they (the plumbing service) can use against me?
To my understanding, if I paid by check, and issued a stop payment on it, all they can do is issue a lien against my home, and I won't have to pay it until I put it up for sale, and my credit score won't be touched.
Is this accurate, or is there more I'm missing?