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A cruise line says in the contract no substitutions and no

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A cruise line says in the contract "no substitutions and no refunds if cancelled.My wife was hospitalized w/ pneumonia and I forfitted $5600.I wanted to substitute my daughter and husband and was denied.Is this contestable?
Submitted: 7 years ago.
Category: Business Law
Expert:  INFOLAWYER replied 7 years ago.
I am afraid the contract would control and you cannot do so legally unless they consent. Some cruise lines provide insurance for this very reason at additional cost.   
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