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Law Educator, Esq.
Law Educator, Esq., Attorney
Category: Business Law
Satisfied Customers: 116144
Experience:  All corporate law, including non-profits and charitable fraternal organizations.
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On Friday, January 16, 2009, I signed a contract for a time-share

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On Friday, January 16, 2009, I signed a contract for a time-share in Loreto, Mexico, for approximately $13000, with a down payment of $3075, paid for on my VISA card. On Saturday, January 17, 2009, I asked the salesman to cancel the contract and return my papers. His reply was that I would lose the $3075 and refused to give me the paperwork. I tried to get help with this problem but it was a weekend and the following Monday was a holiday. On Tuesday January 20, 2009, I filed a merchant dispute over this and VISA finally agreed to remove the $3075 charge from my account after about 4 months. Just recently, VISA decided in favor of the merchant and told me that the $3075 would be put back on my account. My question is what to do next? I clearly was not interested in the time share the day after signing the paperwork but was unable to get the contract cancelled. What do you say?
Submitted: 7 years ago.
Category: Business Law
Expert:  Law Educator, Esq. replied 7 years ago.
Unfortunately, if they are in Mexico and that is where the transaction took place, you will have to sue there unless your contract with them has a specific choice of law/choice of forum clause. You also need to read your contract about the cancellation clause If they will not provide the contract to you, then I am afraid you would end up having to get an attorney in Mexico and sue them there.

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