The only way you could be taken off the accounts is if you were a beneficiary and not a joint account holder. In that case, your father had the right to change beneficiaries. This is commonly called a payable on death account. The person has the right to spend all of the money or to change the beneficiary. You are not required to be informed of the change.
If you were joint on the account then the bank should not have removed your name. However, in a joint account one party can withdraw all of the money and do whatever they wish with the money. You should send a demand letter certified to the bank asking why your name was removed from the account and demanding the statements from the time your name was removed.
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).