Bankruptcy Law Questions? Ask a Bankruptcy Lawyer Now.
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Do you have a copy of your discharge order and list or creditors?
Chapter 7 bankruptcy filings stay on a debtor's credit report for 10 years. A Chapter 13 bankruptcy filing stays on a debtor's credit report for 7 years. If the credit reporting agencies fail to remove the bankruptcy filing by the 7 or 10-year mark, the discharge order and list of creditors should be sent to the credit reporting agencies, along with a cover letter asking them to correct and update the information. I hope this helps.
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