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You can theoretically file a quiet title action even though GMAC Mortgage no longer exists. It was taken over by Ally. But putting that aside, the easiest way to deal with this would be to contact Ally and ask if it will file a release. If not, then the next step would be to contact your own title insurance company from when you refinanced. The lender, at the least, would have obtained title insurance. If so, then that title insurance company would likely provide an indemnification letter, which states that in the event that GMAC (or its successor) were to ever claim that it has a lien on the property, then the title insurance company will guarantee payment. Indemnification letters are quite common, and this situation is (unfortunately) quite common.
But if that doesn't work, then you should file a lawsuit against GMAC and its successor to quiet the title.
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