Hello and thank you for the opportunity to assist you. My name is ***** ***** I will do my very best to answer your legal questions.
If you're considering filing for bankruptcy, then I would do so before the marriage. If you file after you are married, then your fiance's income will be part of the calculation with regard to the means test, which means you may not qualify for a Chapter 7 due to a higher income. If so, then you would be relegated to a Chapter 13, which means you must make monthly payments to a bankruptcy trustee for 3 to 5 years. If you can qualify for a Chapter 7, then no payments are required, and you can finalize your case in 4 to 5 months. As you can see, in most cases a Chapter 7 is preferable.
Also, Wisconsin is a community property state, so once you are married, new assets will become property of you both. In the bankruptcy context, that means some of your spouse's property that is considered community property would be at risk.
The bot***** *****ne is that I would likely file first if I were in your shoes.
Does that answer your question? Please let me know if you need clarification, as I am happy to continue helping you until you are satisfied.