Bankruptcy Law Questions? Ask a Bankruptcy Lawyer Now.
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I am sorry to hear about this situation. You asked this question in bankruptcy law. Is there a bankruptcy that was filed by you, or you are considering filing for bankruptcy? Or you are unsure and want to know if a bankruptcy is even an option?
This is not an answer, but an information request. I need this information to answer your question. Please reply, so I can answer your question. Thank you in advance.
What someone in your situation may wish to do is to first file an ANSWER. I am including a sample answer below. If no specific affirmative defense can be stated, parties normally simply pick "general denial."
This throws the case into "trial mode," down the line. This allows time for parties to negotiate a settlement perhaps for less money, or payment plan, or both. Threatening bankruptcy may be actually beneficial, as they know that if a bankruptcy is filed, then the debt will likely be voided. As such, threatening to file for a BK unless a reasonable agreement is settled may be a good path to proceed.
Remember, all agreements should be in writing.
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