Bankruptcy Law Questions? Ask a Bankruptcy Lawyer.
A reaffirmation agreement is invalid unless official form B 27 ("Reaffirmation Coversheet") is signed by the debtor and attached to the reaffirmation agreement between debtor and creditor. Checking the "other box," states the intention of the debtor, which can operate to cause the bankruptcy stay to automatically lift with respect to personal property (but, not real estate). This does not operate to reaffirm the debt.
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