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I realize this is involved, but as far as getting the garnishment to stop, would filing Chap 13 stay any collections until after he filed? Or would he be better suited waiting for income to dwindle and then just file chapter 7
Gotcha... how long would filing Chapter 13 buy him typically?
Ok. One last question. As a BK lawyer, is it common for someone to be in this position? IE: Filing Chapter 13, then qualify for Chapter 7 and 'changing' the type?
Is it easy to do? I'm in Tampa, and I know most lawyers e-file
But knowing that his wife lost her job and will soon qualify for Chapter 7 under the means test for this area - would not preclude him from switching to chapter 7?
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