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Category: Bankruptcy Law
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Experience:  14 years exp., CH 7 AND 13 Bankruptcy cases, AFL-CIO UNION PLUS, UFT NYSID AND ALL MAJOR UNIONS
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how long does bankruptcy stay on credit reports

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how long does bankruptcy stay on credit reports

This is a common question, A bankruptcy will stay on your credit report for up to 10 years, but many credit reporting agencies will remove it after 7. A Chapter 13 bankruptcy is deleted seven years from the filing date because a portion of the debt is repaid under the discharge plan.


However, an individuals credit score will improve after one year, as negative information will be removed and balances would also be diminished.

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