That would be Chapter 7. It's called a "no asset
bankruptcy." The cases usually close within four months, and they are usually very easy to "do it yourself."
The filing fee for a Chapter 7 is $306. You must also take a credit counseling class. There is an internet course that will cost you only $5 (click here
). You can file for a waiver of the filing fees (click here
I could show you all the forms on-line, but to be frank, it's a mistake to try to do-it-yourself without investing a small amount for a book to walk you through the process. The most well-known book is this one
. You can probably visit a local Barnes and Nobles, take one and sit at the coffee bar and just fill out the forms while you're sitting there. Or, you can buy the book and take it home.
That's really the whole can of worms.
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