This is a common issue, and your attorney should have advised of you the matter,
these judgments were converted to liens, and once placed on a home are not easily removed even after discharge.
Judicial liens can be removed after the debt has been discharged if the lien interferes with a valid exemption. Thus, if you have a house with $200,000 worth of equity and you are entitled to a homestead exemption in excess of $200,000 you can either contact the lender and advise them the judgment was discharged, and the liens would be removed,
or you would have to file a motion to remove the liens in bankruptcy court, you may want to have an attorney help you with this.
In MI the homestead exemption is limited : Homestead
If the property had limited equity at the time of filling the liens could have been reomved.
removed, and may still be.
There was very little equity and now we are under water, our home value has dropped 40,000 or more according to tax statements. We and bk attorney didn't know there were liens on house title at the time.
So you are saying it did no good to file bankruptcy because they can still collect even though they were discharged?
Would they move on to any new titles?
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