Over 35 years, I have assisted my clients with debt problems having filed more than 32000 Chapter 7 and Chapter 13 Bankruptcy petitions.
My best advise is to reduce your stress and file bankruptcy. That way, you do not have to respond further to the attorney. As for costs, most attorneys allow you to make payments and you should check Craig's List as many attorneys advertise discount rates on the site.
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Thank you for your response. That's kinda what I thought you'd say. But... the papers say I have a certain time limit and need to answer them soon. If I do not answer their requests that they have filed with the court doesn't that put me in a more difficult place? Can a bankruptcy attorney still help me?
If you file BK, you can ignore the papers and the time limitations as a BK stops all state actions. And even if a judgment was already entered against you, the BK would wipe out the judgment. Regardless, you still should not delay and retain an attorney as soon as you can. Likewise, once you do, he will call the other attorney and advise that he represents you and that will stop the other attorney from going forward.
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