Hi - my name is XXXXX XXXXX X am a Consumer Protection and Bankruptcy attorney here to assist you.
Retirement benefits (private and public) are specifically exempt (protected) from collection efforts by most judgment holders.
This is pursuant to Calif. Stat 704.110 and 704.115.
There is, however, a general exception to the above rule, which does not apply to domestic support obligations (child support, etc.).
Of course, the exception would not apply to you, since your judgment is for CC debt.
Hi Chris, I did forget to indicate that this is NOT SS.It's a retirement benefit form a local city government being paid by CalPERS (in CA).
I should have said "being paid through CalPERS, and the warrents are issued by the state of CA. Any difference?
Yes - I did understand that you are not asking about SS income. In California, all pension income is exempt from collection - whether the pension is from a public or a private source.
The applicable statute for public pensions, such as yours, is Calif. Stat. 704.110, which you can see here:
*sigh* Ok, thank you very much for your help.
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