Hi, thanks for your question. You should hire a lawyer for specific legal advice. No attorney client relationship is created here.
If you open it up just prior to filing, in order to make a maximum contribution to protect an asset, then the bankruptcy trustee could avoid that as a preference. You would want to wait until after the case to do that to avoid that issue.
If it was already open, and it was a normal contribution, say monthly, that has been going on for a year or more, then that wouldn't be an issue.
You don't want to create red flags by making out of the normal payments or transactions right before filing.,
Do it after the case, there would be no issues then.
Let me know if you have any questions.
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