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the question is basically, can i quit claim the house,l which is mortage free to my husband,l whom i intend to divorece, and then file chapter 7 which comes first
quit claim deed to husband
file for divorce
file for chapter 7 and if so how long after divorce because i do not want him or the house involved in my chapter 7 because of cc gambling debts and will the cc gambling debts be discharged by chapter 7 i live in georgia
the question is basically, can i quit claim the house,l which is mortgage free to my husband,l whom i intend to divorce, and then file chapter 7 which comes first
file for chapter 7 and if so how long after divorce because i do not want him or the house involved in my chapter 7 because of cc gambling debts and will the cc gambling debts be discharged by chapter 7 i live in Georgia
A: You would file for divorce first; then quitclaim the property to your husband as part of the divorce settlement; then you would file for bankruptcy. The trustee can try to avoid the property transfer if it occurs within two years of your filing for bankruptcy. I'm sure you don't want to wait that long, but if you file for bankruptcy sooner, than the trustee can at his/her option attempt to recover the property from your spouse. The trustee may decide not to pursue the property -- but if it's within two years of your filing Chapter 7, he/she can do so.
Please let me know if I can be of further assistance.
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