If you divorce and the division of your property is made by the court at trial, then no creditor could reasonably challenge the final judgment of the Superior Court of Georgia. However, if you enter into a marital settlement agreement MSA, and the value of the property division appears to heavily favor your spouse, then the bankruptcy trustee
can challenge the MSA as a "fraudulent transfer" intended to hinder, delay or defraud your creditors.
In general, the trustee must show that you did not receive reasonably equivalent value for the home as part of the settlement. This doesn't mean cash -- it means that the value of the property and debts that you receive are reasonably equivalent to the property that your spouse receives. There is case law that shows that 60% of fair market value will satisfy a bankruptcy court
-- though I cannot guarantee this percentage in a future case.
But, that's the trick, and the needle that you must thread. If you can, then you can divorce, transfer the home, and escape liability in bankruptcy.
If you would like a link to the representative case law, please let me know and I will be happy to provide.
Hope this helps.