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Category: Bankruptcy Law
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Experience:  14 years exp., CH 7 AND 13 Bankruptcy cases, AFL-CIO UNION PLUS, UFT NYSID AND ALL MAJOR UNIONS
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Will filing BK chapter 7 pro se automatically stop wage garnish?

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Will filing BK chapter 7 pro se automatically stop wage garnish? Friends of mine are working and have a very low income. They borrowed a few thousand from one of those extremely high interest loan companies. They are just about completed with filling out their Chapter 7 forms and ready to file, when she received a notice from her employer that they are about to garnish her wages. Any advise would be appreciated. Thanks.


Hello I am a licensed attorney here to help you with your question, please review my response and do not hesitate to ask for clarificati on


A chapter 7 bankruptcy would stop all garnishments, except for child support and criminal fines,


Once they file a chapter 7 the automatic stay would stop all collections, and the creditor would not be allowed to collect on the garnishment in anyway.


Thank you


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