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Hi, thanks for your question. You should hire a lawyer for specific legal advice. No attorney client relationship is created here.
Depending on how old the debt is, you can claim that it is beyond the statute of limitations
Any valid defense you have can be raised at this point.
The statute of limitations on debt in XXXXX XXXXXmits the time you can be sued for a debt.
Oral Contract: 3 years
Written Contract: 5 years
Promissory Note: 6 years
Open-Ended Accounts: 3 years
So, the case may be tossed if the last payment (or the date of the contract) is passed these dates
Did you have any other questions
Let me know, thanks
Hi Terry L., The Collection agency is saying the date of record with the Bank of Delaware was 12/19/09 for $500 and is now $1159. They purchased the charged off acct. from the Bk of Delaware in Dec. 2010.
I will try to use these dates. Thanks a million for you help.
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