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The mortgage company file a response to trustee's notice of final cure payment agreeing with the trustee's analysis and that there was $0.00 outstanding on the pre-petition claims. The court issued an order granting trustee's motion to deem mortgage current, then ordered a discharge. The mortgage company has recorded every subsequent payment as 30 days delinquent, has charged interest and penalties and has refused to report payments to all three credit bureaus.