Hi - my name is XXXXX XXX I'm a Bankruptcy and Consumer Protection attorney here to assist you.
Because your husband's name is XX XXX mortgages for his prior home, any future assets that you and he acquire can be at risk - including another home.
Filing a Bankruptcy can remove this risk - because a Bankruptcy can discharge his liability to pay those mortgages.
So yes, it could be a good idea to file a Bankruptcy, which can also result (over time) in an improvement in his credit score.
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