Hi - my name is XXXXX XXXXX X'X a Bankruptcy and Consumer Protection attorney here to assist you.
Yes - default judgments (and regular judgments) can be dismissed in a Bankruptcy.
If a creditor has already gotten a judgment for its debt, both the debt and the judgment get discharged.
Thanks for your fast answer! Are you a Mass Atty? What are the fees for filing? I think I am in over my head, I have tried not to do this - but at this point may not have a choice.
The fee for filing a Chapter 7 Bankruptcy (the most common type) is $306, which can be paid in installments.
No - I do not practice in MA. (But would not be allowed to represent you even if I did practice in MA.)
Additionally, you can pay a Bankruptcy attorney around $1,200 to fill out and file the papers, or you can pay a Bankruptcy preparer around $200 to fill out the papers, and then you can file them yourself.
ok, this is excellent info, thank you so much!
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