Hi - my name is XXXXX XXXXX I'm a Bankruptcy attorney here to assist you.
Hi, did you read my question and do you have an answer?
If your Chapter 13 plan was was for 5 years, it has to continue for 5 years, unless unsecured creditors are also paid in full (which is unlikely in your case).
Okay, even though the summary says that 0% goes to unsecured creditors?
In other words, if your secured creditors have been paid in full, and there are still 7 months left for your plan, the 0% originally scheduled for unsecured creditors will be adjusted.
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).