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cfortunato
cfortunato, Attorney
Category: Bankruptcy Law
Satisfied Customers: 8023
Experience:  Bankruptcy professor.
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steps to discharge student loans after filing for chapter

Customer Question

steps to discharge student loans after filing for chapter 7 and receiving discharge from other loans

Submitted: 4 years ago.
Category: Bankruptcy Law
Expert:  cfortunato replied 4 years ago.

cfortunato :

Hi - my name is Chris and I'm a Bankruptcy and Consumer Protection attorney here to assist you.

cfortunato :

Student loans are not dischargeable in a Bankruptcy - unless the debtor is permanently disabled. If the debtor is permanently disabled, he or she has to file a "4007 Determination of Dischargeability of a Debt" motion with the Bankruptcy court.

cfortunato :

This has to be done while the Bankruptcy case is open.

cfortunato :

If the case has already been closed, the debtor has to first file a motion with the Bankruptcy court to reopen his or her case.

cfortunato :

The debtor should be able to get the necessary forms for these motions from the clerk at the Bankruptcy court..