steps to discharge student loans after filing for chapter 7 and receiving discharge from other loans
Hi - my name is XXXXX XXX I'm a Bankruptcy and Consumer Protection attorney here to assist you.
Student loans are not dischargeable in a Bankruptcy - unless the debtor is permanently disabled. If the debtor is permanently disabled, he or she has to file a "4007 Determination of Dischargeability of a Debt" motion with the Bankruptcy court.
This has to be done while the Bankruptcy case is open.
If the case has already been closed, the debtor has to first file a motion with the Bankruptcy court to reopen his or her case.
The debtor should be able to get the necessary forms for these motions from the clerk at the Bankruptcy court..
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