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Dear Mr. Flynn,
first I like to thank you for the fast hope making response.
Just tso we understand and do the right thing, since we, the family, like to settle the debt for our fully disabled familymember, is it advisable to do it ourselves or would you recommend to hire a lawyer and is it acceptable to offer the original loan amount, since that be the best we could do, or would you think we have no chance?
Thank you very much for your support and help in this matter.