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Ellen, Attorney
Category: Bankruptcy Law
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Experience:  Bankruptcy Lawyer. Experienced.
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If a debtor living in Florida whos home is a boat valued at

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If a debtor living in Florida who's home is a boat valued at $25,000 be able to protect that asset with homestead exemption?
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A boat will typically qualify as homestead property if the boat is permanently affixed to real property. If the boat is seaworthy and/or not permanently docked, the boat would qualify only for the $4000 wildcard exemption

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Customer: replied 3 years ago.

Could you define "permanently affixed to real property".

My pleasure to clarify


"Permanently affixed to real property" means that the boat is not movable. It is permanently docked and not seaworthy. It has utilities. If the boat is in condition to be moved, even if a "houseboat", the courts have held that is is not eligible for homestead protection.

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