Hi - my name is Chris and I'm a Bankruptcy attorney here to assist you.
The 180-day exception applies to Chapter 7 Bankruptcies only.
For a Chapter 13, any asset acquired after the case is filed becomes part of the Bankruptcy estate.
That is, after the case is filed and before the case is closed.
under a chapter 13 will i have to report my inheritance to the trustees though i have had a plan conformed for longer than 180 days?
Yes - you do.
It does not matter for a Chapter 13 that 180 days have passed - this would only matter for a Chapter 7.
will they take all of it if above $20,000? can i say i must replace my fridge so i can but a new fridge with it?
buy a fridge with it
I mean anything i am in desperate need of
Whether and how much you will be allowed to keep depends on a number of factors - the most important of which is probably whether there is an available exemption to apply to it.
Do you have an available $20,000 exemption?
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