Bankruptcy Law Questions? Ask a Bankruptcy Lawyer Now.
Hi - my name is XXXXX XXXXX I'm a Bankruptcy attorney here to assist you.
If your your mortgage was included in your Bankruptcy, and if you did not re-affirm your mortgage, then the mortgage company cannot try to collect the mortgage balance from you. In other words, there is nothing the mortgage company can do to you if you stop paying the mortgage - whether or not you move out of the home.
Is this what you wanted to know?
Yes - they can foreclose the house if you stop paying the mortgage.
Filing a Bankruptcy can discharge one's liability to pay a mortgage, but a Bankruptcy cannot remove the lien the mortgage company has on the house.
No - you do not have to tell the mortgage company that you are moving out of the house.