Hi, thanks for your question. You should hire a lawyer for specific legal advice. No attorney client relationship is created here.
They are always your properties until the foreclosures are completed, so you are free to negotiate repayment, or even sell them if you wish. If you don't want them, the bank may even let you do a deed in lieu of foreclosure.
The bankruptcy discharged your obligation to pay the mortgage, but the foreclosure clears the liens to pass clear title on to the buyer. Feel free to contact the bank, loan modifications or refinancing are possible options
let me know if you have any other questions. thanks and good luck.
please click accept so Just answer can close the question and I get credit for answering. thanks!Terry
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