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This is a serious matter, since your monthly income has decreased significantly, you would have to amend your current chapter 13 plan, and perhaps even have to convert it to a chapter 7 if you no longer can make payments,
You may even need to file a motion if several years have gone by since you fiiled your bankruptcy to reflect the sudden change.
Under the bankruptcy code, you may be required to contribute your projected disposable income toward plan payments for the first 36 months of the plan. (I say "may" because the code [11 U.S.C. § 1325(b)(1)] only requires you to contribute your full disposable income to plan payments if the trustee or a creditor require it. Our experience is that the trustee always requires it, at least at the start of the plan.)
So what you would need to do is advise the trustee that your disposable income has decreased,
and that under the code, they have to reduce the payment to reflect your decrease/
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