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My mortgage is one of the countrywide /bofa in all the court cases including the 43 trillion in NY. I am doing all this pro se, I only know about the objection because I have a pacer account the objection in the mail yet, and the confireved the objection in the mail yet, and the confirmation hearing is scheduled for 2/13
so at this time I just go to the hearing and don't respond?, I haven't received the objection in the mail yet. it said something about 5 days before the court date, but how is that possible? if the objection wasn't filed until 2/4
The cause for this objection is asfollows:Violation of the feasibility provisions of 11 U.S.C. §1325(a)(6) - Objectionfiled to preserve the rights of the Chapter 13 Trustee. Debtor filed an extensionto file Schedule and Plan, so meeting of creditors will be held on February 19,2013, which is after the original confirmation hearing date of February 13,2013.
i originally filed a motion to extend the automatic stay and the plan due date and the meeting of creditors the judge approved the extension of stay, the new plan date, however, the trustee would not reschedule the 341 meeting. I attended the 341 meeting and after waiting til the 2nd to the last case called, he decided to rescheduled the 341 on 2/19. yes all schedules are filed
yes, i filed the mortgage as being unsecured no one showed to the original 1/15 341 meeting, and the mortgage has not filed anything against the schedules
i should have ojbected in the 341 to his rescheduling, but was afraid to, however the creditors did not attend and now they have a second chance to attend
that isn't included in the plan, because of the fraud involved with the refi, the original 360k mortgage now according to mortgage a amount of 560K
so the judge asked why i was fighthing, I told him I didn't want the house free, but I didn't think the bank should get it free after I've paid on it for 9 years
The judge mentioned filing an adverse proceeding but I'm not sure what to do next, just attend the 2/13 hearing and see how it plays out? Then attend the 341 meeting on 2/19 and then file the adverse proceeding? Its hard to understand the order of filing things
Maybe your right its time to thow in the towel, but I feel if we don't stand up to these banksters and continue to let them take advantage of hard working people, none of us will own a home and all be renting. Thanks for your insight, God Bless!!
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