Bankruptcy Law Questions? Ask a Bankruptcy Lawyer.
*This chat is not intended as legal advice. It is general information that may or may not apply to your situation and should not be relied upon.*
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Your Question - All of the statements about her past due accounts was mistakenly thrown out by mistake. How can we (I) obtain the information to fill out her bankruptcy request?My Answer - Your daughter can obtain a copy of her credit report and list all creditors from that reportExplanation - Provided your daughter is filing a chapter 7 bankruptcy and does not have any assets, omitting a creditor will not typically have an effect on her bankruptcy. The debt would typically be discharged regardless provided that the debt would have been discharged had it been properly scheduled
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Chapter 7 stays on her record for how many years?
The only "asset" my daughter has is a 401K from her former employer.
Sorrry...does that count as an asset?
A 401(k) is exempt from the claims of creditors and therefore your daughter's bankruptcy would be considered to be a "no asset" bankruptcy
Therefore if she omitted a credit card debt, typically the debt would be discharged regardless of the omission
Her debts, before going to prison were credit card and bank loans. Her house was foreclosed and her automobile declared a total loss after the accident that caused her to go to jail.
Typically this debt would be discharged
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